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Tough
Guys

These people believe that a full-force frontal assault is the best defense in any interpersonal situation. At first glance, they appear cynical, skeptical, argumentative and extremely self-confident. Their reaction to sales people is likely to take the form of initial derision and verbal abuse. Don't get scared! Behind this tough facade there is generally a strong sense of inadequacy. Their rough and tumble approach to any situation is a constant attempt to prove to themselves that they are worthwhile people. They are testing your sincerity. Once you have a chance to prove that you are sincere and competent, these people can be "pussy cats." Their cynical approach and skepticism is their method of asking you to prove any claims you may make.

 

You have to back away from their "punches" and literally kill them with kindness.

___________ I certainly can understand that my calling on you gives you no reason to be enthusiastic, but your friend

says that you are really "going great guns" in your business! I lust want to meet you and show you the kind of work I do. (Make very sure the compliment is a sincere one, otherwise you are "dead.")

· Be careful not to appear to be patronizing. Give them a qualified or tentative agreement rather than argue with them. You will not win the argument, but you may be able to point out the fact that they will "suffer a loss unless they meet with you."

Even if you were in the market for life insurance, there would be no reason for you to buy from me, but ______

____ has used our service and felt that you might be interested in seeing it.

· In the interview you should get right down to business. If they lead you into small talk, the chances are very likely that some controversial subject will lead to an argument and you will lose. Be enthusiastic, tolerant and flexible and keep the presentation moving. Attempt to keep them from arriving at a decision until you have made your entire presentation.

Many of my clients are concerned about that matter . . . I think you will see how your concern is answered once you have had a chance to see the entire service in action. Now, your children's ages are...

· Don't try to pressure them, since this will bring out their hostility defense mechanism. "Needs basis" sales procedures clearly pinpoint their responsibilities and produce a mechanically correct solution to their needs. Simply point out to them the loss of benefits if they fail to act, and make it easy for them to buy with an assumed consent close. This will let them "save face" while doing what they know is right.

· Use of your Presentation Book sales support sheets will give added strength to prove that your Solution is the only logical and reasonable one available. It can also stress the "loss" they may incur if they do not act on your suggestions.

,You question the fact that our dividends are not guarantees... and that is a very valid observation. Dividends can only reflect the Company's experience and are not guarantees or estimates for the future. As you can see from this actual dividend history, The Life Insurance Company's experience, primarily from higher interest earnings, has enabled it generally to pay appreciably greater dividends to many policy owners than was illustrated at the time their policies were purchased.

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